Attractive Interests
means
more cash for you

A Cash investment securities account provides more attractive interest rates than traditional banks because your cash is placed on your behalf in higher yielding treasury securities, promissory notes and more. Our ability to pool our clients’ cash together allows us to benefit from very attractive rates in the local and international money markets. Banks’ Savings & Deposit Rates, if lower than the current inflation rate; do not compensate you accordingly against inflation (resulting in erosion of your savings and purchasing power) and so are clearly unattractive. 

Capital Markets, in which Investments are made, tend to be volatile (prices go up and down) in the short-term (one year or less) to medium-term (three years or less). If you will be needing cash for emergencies (“Rainy Day”) or are planning to save for an upcoming specific expense (a wedding, home deposit, a car purchase, a vacation, etc), then the cash is better off in an attractive and low-risk cash Investment securities account with Anneau.

Saving for your future Home deposit down payment is much quicker when your savings are earning a more attractive interest rate and are not losing value over time. In addition, via our Investment Management & Advisory Solutions, we help you plan your savings in a strict & disciplined manner to ensure you keep your focus on achieving your desired goal. We also help you manage your finances in such an intelligent way that you do not have to feel an unreasonable pain while saving for your home.

You may not yet have built-up any significant savings for rainy days, Don’t worry, a lot of people haven’t! They are living from month-to-month, from payslip-to-payslip. But it should not be like this FOREVER. Anneau is here to help you build that long awaited Emergency Fund. We are committed to helping you with a Disciplined Cash Investment Plan. We help you plan your budget and contain your expenses such that you are able to save consistently every month. This requires discipline. So embrace the comfort of Savings with Anneau’s Cash Investment Securities Account.

Indeed. This is what we advise our clients to do. Investments tend to be volatile (they go up and down down in the short-term) and so before you invest, you need to ensure that you have saved enough for emergencies. In this way, you can be patient with your investments and allow them time to grow. Hence, Anneau can help you plan your savings with its Cash investment Securities Account before you migrate to a fully fledged Investment Securities Account.

You may be planning a vacation abroad, a special holiday, a Car or Vehicle purchase or lease, a house renovation, a wedding, a business investment, your children’s university fees, etc. Anneau can help you with this by working on a financial plan specific for that future expense, such that you are not unreasonably ‘tight’ in the run-up to making this big expense. Our Cash Investment Securities Account will help you build up a disciplined savings approach.